Our advice in the first instance is to make contact with your Accountant and with your Relationship Manager in your Bank or Credit Union who is best placed to guide you through putting in place the necessary financial assistance your business will need during the crisis.

Kerry Banks and Credit Unions

Currently, some of the main county Bank Branches and Credit Unions in Kerry remain open, whilst complying with Social Distancing rules. For updates on opening times and restrictions visit:





Note: Bank Of Ireland have provided an application process for the deferment of banking charges during the Covid19 crisis: https://businessbanking.bankofireland.com/covid-19/apply-for-a-deferral-of-business-current-account-fees/


Additional Financial Supports

  • The Credit Guarantee Scheme supports loans up to €1 million for periods of up to 7 years. Applications can be made to AIB, Bank of Ireland and Ulster Bank. Eligibility criteria apply.
  • Microenterprises can access COVID-19 loans of up to €50,000 from MicroFinance Ireland. The terms include a six months interest free and repayment free moratorium, with the loan to then be repaid over the remaining 30 months of the 36-month loan period. Loans are available at an interest rate of between 6.8% and 7.8%. Businesses can apply through their Local Enterprise Office or directly at microfinanceireland.ie. Eligibility criteria apply.
  • The €200m SBCI COVID-19 Working Capital Scheme for eligible businesses supports loans from €25,000 up to €1.5 million (first €500,000 unsecured) with a maximum interest rate of 4%. Applications can be made through the SBCI website at sbci.gov.ie. Eligibility criteria apply.
  • €200m Package for Enterprise Supports including a Rescue and Restructuring Scheme is available through Enterprise Ireland for vulnerable but viable firms that need to restructure or transform their business.
  • SME Business Loans with over 20 Non-Bank Specialised Lending Partners, are providing fast access to a wide range of secured and unsecured loan facilities at very competitive rates for SME’s across the country. Contact Derry Mc Carthy, Email  derry@smebusinessloans.ie Mobile 086 0255898 www.smebusinessloans.ie